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Recommended Solutions
 The Debt Management Program (DMP) is the highest recommendation. This is when you consolidate all your unsecured
debt into one monthly
payment without obtaining
a loan. The plan
allows you to include unsecured
debt such as credit
cards, department store
cards, personal loans,
medical bills, past
due utility bills
and IRS bills. All your
bills will then be
consolidated into one
easy monthly payment
and often times reduce
monthly payments
up to 59%. The Debt Management Program is for both those current, and behind on
their debts. If you
feel your balances
are
not going down, or
just want one monthly
payment -- there
is something you
can do.
Enrolling in a Debt Management Program can remove the stress and start restoring
your life! In just
2-6 years, you can
be
debt free and progressing
towards a better
credit standing.
Fill out the short information application
below. An advisor will contact and give you
the information that the creditors require
in order to qualify.
Get on board with a team you can trust.
Debt Settlement is the program designed for consumers who
cannot meet the minimum required payment(s),
and DO NOT want to file bankruptcy. These
client(s) also cannot afford the above program
(Debt Management). Although the Debt Management
Program reduces payments, sometimes it doesn't
reduce them enough which makes Settlement
plan B.
The objective to
Debt Settlement is
to offer
a cash settlement
on the balances owed.
In
the Debt Settlement
Program, you would
have
one monthly payment
that would be be
built
in a private account
that would then be
used
to settle out your
balances. Every month,
this balance will
increase in the private
account until a certain
amount is met. At
this point, the creditors
are contacted and
the amount(s) are
settled on the proposed
amount.
The downfalls to
Debt Settlement is
that
your creditors go
unpaid until the
amount
is built. Another
downside is that
this program
will have a negative
mark on your credit
score. Enrolling
into Settlement is
a last
option, if you cannot
afford the payment
plan on the above
program (Debt Management
Program).
Sell an Asset - If you can somehow come upon a large sum
of cash, this would
be recommended above
all else. But not
many people want
to rid
their assets to pay
off revolving debt(s).
Therefore, if this
is something you
do not
want to do - or cannot
do then do consider
one of the above
plans. American Debt
Solutions
provides access to
one of those two
programs,
so get in touch with
us today!
(If your looking for a loan - please click here) |
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Repair Work:
Mending Your
Credit History |
If you have found yourself with some black
marks on your credit history, you are not
alone. It does not mean the end of your ability
to get credit.
[ read more ] |
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F.A.Q.
Find answers to frequently asked questions.
[Click Here] |
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Equity Loans
How to choose your best service. [Click Here] |
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*Alert* Helpful Hints
 Freeze credit card into a block of ice and
keep them in the freezer! That way, you can't
use them without waiting for them to thaw.
Don't microwave them for a quick thaw - you
might melt the plastic card!
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